Bipartisan 양당 의원들이 모여서 올해안에 큰 분쟁없이 통과할수 있는 당장 급한 코로나 지원금에 대한 조금 더 자세한 내용입니다.
총 액수는 $908 Billion. 오늘 트럼프측에서 내놓은 액수는 916 Billion 입니다.
두 예산안의 차이점은
Bipartisan: 주정부, 카운티, 시정부, 인디언 정부에게 $160 billion 지원
실업수당을 일주일에 300불 12월 말부터 4월 2021까지 16주 지원
미 국민 모두에게 주는 돈 없슴.
트럼프측: 미국민에게 개인당 600불 지원
실업수당과 주정부, 카운티, 시정부, 인디언 정부에게 지원 없슴.
실엄수당 지원 없슴 입니다.
트럼프 정부는 주정부 등등에게 연방정부에서 지원해주는걸 반대하고 있습니다. 이유는 돈을 펑펑쓴 민주당주들을 도와주기 싫다는것. 덕분에 공화당주들도 전혀 지원금을 받지 못하게 됩니다.
미국민에게 지원하는 600불이 16주동안 지원하는 실업수당보다 경기에 더 도움이 된다.
PPP 는 양측 다 지원해주려고 하고있고 매상이 30% 이상 줄은 직원 300명 미만의 비지니스가 대상
Bipartisan Emergency COVID Relief Act of 2020
Framework Summary
December 9, 2020
Total: $908 Billion
Support for State, Local and Tribal Governments
Agreement in principle to provide $160 billion as the basis for good faith negotiations
Unemployment Assistance
Extension of all pandemic unemployment insurance programs by 16 weeks, from their expirationat the end of December
Federal supplemental unemployment insurance benefits expanded by $300 per week for 16weeks, from the end of December into April 2021
$1 billion for state systems for technology modernization and fraud prevention
Small administrative adjustments, e.g. to certification requirements and overpayment standards
Paycheck Protection Program & Small Business
$300 billion to Small Business Administration
Funding to allow to allow the hardest-hit small businesses to receive a second forgivablePaycheck Protection Program (PPP) loan.
Eligibility would be limited to small businesses with 300 or fewer employees that havesustained a 30 percent revenue loss in any quarter of 2020.
Small 501(c)(6) organizations that are not lobbying organizations and that have 150employees or fewer, such as local chambers of commerce, economic developmentorganizations, and tourism offices, would become eligible for PPP.
Forgivable expenses are expanded to include supplier costs and investments in facilitymodifications and personal protective equipment to operate safely.
Business expenses paid for with the proceeds of PPP loans are tax deductible, consistentwith Congressional intent in the CARES Act.
Loan forgiveness process is simplified for borrowers with PPP loans of $150,000 or less.
Set-asides are included to ensure that smaller borrowers and underserved communitiesget the help they need, such as: for small businesses with 10 or fewer employees forloans made by small community lenders, including Community Development FinancialInstitutions (CDFIs), credit unions, small community banks, Minority DepositoryInstitutions (MDIs), and farm service lenders and for the Minority BusinessDevelopment Agency.
Funding for independent live venue operators affected by COVID-19 stay-at-home orders.
Extension of Section 1112 of the CARES Act, which provides payment of principal, interest, andassociated fees on qualifying Small Business Administration (SBA) 7(a), 504 and microloans.
Funding for SBA loan products to increase guarantees on SBA 7(a) loans and reduce fees on 7(a)and 504 loans provide loan subs
Funding for SBA loan products to increase guarantees on SBA 7(a) loans and reduce fees on 7(a)and 504 loans provide loan subsidies for 7(a) loans and provide Economic Injury DisasterLoan grant advances.
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